Certifications
Life Underwriter Training Council Fellow (LUTCF) Designation – NAIFA's Life Underwriter Training Council Fellow (LUTCF) Designation Program is considered the first designation any insurance professional should earn. The program has delivered value to more than 70,000 professionals since 1984.
The curriculum combines classroom learning and field training to equip agents and financial advisors with the knowledge and skills to put them on the path to career success. The content integrates four practice specialties, life insurance and annuities, health and employee benefits, multiline, and financial advising and investments providing both an overview of each but also addressing their interdependencies.
Topics cover the real-life issues of today, from multigenerational homes, to single parent households and same sex marriages. The curriculum consists of three, nine-week courses, consisting of eight weeks of instruction followed by a week of study and review for the exam, making it feasible for students to complete the LUTCF program in one year or less.
- LUTCF courses are available online, but Chapters can also hold live courses and receive a revenue share. The LUTCF course moderator must be approved by NAIFA. For more information on conducting a live LUTCF course, please contact NAIFA.
- Each year, NAIFA offers scholarships for the LUTCF designation program. Information on the scholarship program will be distributed to Chapters through regular leadership communications (blogs and webinars). Chapters should promote the scholarship to members.
Life and Annuities Certified Professional (LACP) Certification – The NAIFA Life and Annuity Certified Professionals (LACP) Certification serves consumers by recognizing financial professionals with a mark of distinction for their product knowledge, consultative sales process and compliance to ethical, legal and regulatory requirements. LACP practitioners are held to a standard of excellence that defines and differentiates them from their peers and to the clients they serve.
The NAIFA LACP Certification Program is accredited by the National Commission for Certifying Agencies (NCAA) and is governed by the NAIFA Certification Commission which functions as an independent certifying body. To become an LACP, practitioners must meet the eligibility criteria and successfully complete the LACP examination.
Certified Long Term Care (CLTC) Designation – The Certified Long Term Care (CLTC) Designation is offered through our partnership with special pricing for NAIFA members. CLTC is one of the founding sponsors of our Limited & Extended Care Planning Center (LECP). Our partnership allows NAIFA members to study for and sit for the CLTC designation at a preferred price. Additionally, the CLTC pairs wonderfully with the LACP to create an advisor who is the most well-versed on how to best fund long term care needs balanced with retirement and personal goals.
